20 Best Consulting Business Insurance in USA

In the competitive and fast-paced world of consulting, having comprehensive business insurance is not just a necessity—it’s crucial for the protection and credibility of your consulting firm. Whether you specialize in management, IT, HR, or environmental consulting, the right insurance can shield your business from legal liabilities and financial losses. Here is a guide to the top 20 insurance providers in the USA that offer tailored insurance solutions specifically for consulting businesses.


1. Hiscox

Hiscox provides specialized insurance for professional services including consulting firms, offering coverage for professional liability, general liability, and more, designed to meet the unique needs of consultants.


2. The Hartford

Known for its broad spectrum of business insurance options, The Hartford offers a Business Owner’s Policy (BOP) that combines general liability, property insurance, and business income insurance—ideal for small to medium-sized consulting firms.


3. Chubb

Chubb excels in offering custom insurance solutions for larger consulting businesses that need comprehensive coverage, including professional liability, cyber liability, and workers’ compensation.

4. CNA

With a strong focus on professional liability insurance, CNA provides robust coverage options that are well-suited for consulting businesses facing high levels of risk and responsibility.


5. Travelers

Travelers offers tailored insurance solutions for professional service providers, including consultants. Their coverage includes professional liability, cyber insurance, and property insurance, helping to protect consulting businesses from various risks.

6. Liberty Mutual

Liberty Mutual offers tailored insurance solutions that include general liability and professional liability, providing consultants with the necessary tools to protect themselves against claims of errors and omissions.

7. Nationwide

Nationwide’s business insurance for consultants includes a comprehensive BOP that provides liability and property coverage, making it a strong choice for small to medium-sized consulting firms.

8. Progressive Commercial

While primarily known for auto insurance, Progressive Commercial also offers business insurance that includes general liability and professional liability, which are crucial for consulting businesses.

9. AXA

AXA offers global insurance coverage with a focus on professional liability, making it suitable for consulting firms that operate internationally and require extensive coverage.

10. State Farm

State Farm provides personalized business insurance services through its nationwide network of agents, offering policies that include professional liability insurance tailored for consultants.

11. Farmers Insurance

Farmers Insurance provides industry-specific coverage that includes professional liability insurance designed specifically for consulting businesses, ensuring that all bases are covered.

12. Zurich

Zurich provides professional services insurance that includes professional indemnity insurance, making it a good choice for consulting businesses looking to mitigate risks associated with their services.

13. AIG

AIG offers a range of business insurance options including professional liability, which is essential for consulting firms that advise businesses on critical operational and strategic decisions.

14. Berkshire Hathaway GUARD

Berkshire Hathaway GUARD offers specialized business insurance solutions that include professional liability and commercial property insurance tailored for consulting businesses.

15. AmTrust Financial

Known for their small business focus, AmTrust Financial provides customized insurance solutions that include professional liability insurance, which is key for protecting consultants against liability claims.

16. Philadelphia Insurance Companies

Specializing in professional liability insurance, Philadelphia Insurance offers coverage that is tailored for the specific risks faced by consulting businesses.

17. Markel

Markel provides professional liability insurance designed specifically for consultants, helping protect against the unique challenges and risks of the consulting industry.

18. HCC Insurance Holdings

HCC offers specialty insurance solutions including professional liability insurance that protects consulting businesses from claims related to errors and omissions.

19. Beazley

Beazley specializes in cyber insurance, which is critical for consulting firms that handle sensitive client data, offering comprehensive protection against cyber threats.

20. Great American Insurance Group

Great American Insurance Group offers a range of business insurance options that include professional liability insurance, tailored to meet the needs of consulting firms.


Selecting the right insurance provider is vital for consulting businesses of all sizes to ensure they are adequately protected against the inherent risks of the consulting industry. Each of these companies offers specialized coverage that can be customized to suit the specific needs of a consulting firm, from individual consultants to large consulting organizations. By carefully considering their specific business requirements and potential risks, consultants can choose the best insurance provider to safeguard their operations, assets, and reputation.